Terms of Use

Terms of Use
Please Read Carefully Before Using This Website:
Prajna Media Group,Inc. maintains this site for information and communication purposes. This webpage contains the Terms of Use governing your access to and use of www.prajnamedia.com (the “Website” or “Site”). If you do not accept these Terms of Use or you do not meet or comply with their provisions, you may not use the Website.
A. TERMS APPLICABLE TO ALL USERS
1. Overview
YOUR USE OF THIS WEBSITE IS EXPRESSLY CONDITIONED UPON YOUR ACCEPTING AND AGREEING TO THESE TERMS OF USE.
For users who are not registered with this Website, your use of the Website will be deemed to be acceptance of the Terms of Use, Section A.
For users who are registered with the Website, your use of the Website shall be subject to (i) certain designated terms (see Section B below) in addition to those terms applicable to all users and (ii) shall be further conditioned on your [clicking the “I AGREE TO THE TERMS OF USE” button at the end of the registration page].
IF THESE TERMS OF USE ARE NOT COMPLETELY ACCEPTABLE TO YOU, YOU MUST IMMEDIATELY TERMINATE YOUR USE OF THIS WEBSITE.
2. Changes To Terms
Prajna Media Group,Inc. may, at any time, for any reason and without notice, make changes to (i) this Website, including its look, feel, format, and content, as well as (ii) the products and/or services as described in this Website. Any modifications will take effect when posted to the Website. Therefore, each time you access the Website, you need to review the Terms of Use upon which access and use of this Website is conditioned. By your continuing use of the Website after changes are posted, you will be deemed to have accepted such changes.
3. Jurisdiction
The Website is directed to those individuals and entities located in the United States. Prajna Media Group,Inc. makes no representation that the information, opinions, advice or other content on the Website (collectively, “Content”) is appropriate or that its products and services are available outside of the United States. Those who choose to access this Website from other locations do so at their own risk and are responsible for compliance with applicable local laws.
4. Scope of Use and User E-Mail
You are only authorized to view, use, copy for your records and download small portions of the Content (including without limitation text, graphics, software, audio and video files and photos) of this Website for your informational, non-commercial use, provided that you leave all the copyright notices, including copyright management information, or other proprietary notices intact.
You may not store, modify, reproduce, transmit, reverse engineer or distribute any portion of the Content on this Website, or the design or layout of the Website or individual sections of it, in any form or media. The systematic retrieval of data from the Website is also prohibited.
E-mail submissions over the Internet may not be secure and are subject to the risk of interception by third parties. Please consider this fact before e-mailing any information. Also, please consult our Privacy Policy. You agree not to submit or transmit any e-mails or materials through the Website that: (i) are defamatory, threatening, obscene or harassing, (ii) contain a virus, worm, Trojan horse or any other harmful component, (iii) incorporate copyrighted or other proprietary material of any third party without that party’s permission or (iv) otherwise violate any applicable laws. Prajna Media Group, Inc. shall not be subject to any obligations of confidentiality regarding any information or materials that you submit online except as specified in these Terms of Use, or as set forth in any additional terms and conditions relating to specific products or services, or as otherwise specifically agreed or required by law.
The commercial use, reproduction, transmission or distribution of any information, software or other material available through the Website without the prior written consent of Prajna Media Group, Inc. is strictly prohibited.
5. Copyrights and Trademarks
The materials at this Site, as well as the organization and layout of this site, are copyrighted and are protected by United States and international copyright laws and treaty provisions. You may access, download and print materials on this Website solely for your personal and non-commercial use; however, any print out of this Site, or portions of the Site, must include Prajna Media Group, Inc.’s copyright notice. No right, title or interest in any of the materials contained on this Site is transferred to you as a result of accessing, downloading or printing such materials. You may not copy, modify, distribute, transmit, display, reproduce, publish, license any part of this Site; create derivative works from, link to or frame in another website, use on any other website, transfer or sell any information obtained from this Site without the prior written permission of Prajna Media Group, Inc.
Except as expressly provided under the “Scope of Use” Section above, you may not use, reproduce, modify, transmit, distribute, or publicly display or operate this Website without the prior written permission of Prajna Media Group, Inc. You may not use a part of this Website on any other Website, without Prajna Media Group, Inc.’s prior written consent.
Prajna Media Group, Inc. respects the intellectual property rights of others and expects our users to do the same. The policy of Prajna Media Group, Inc. is to terminate the accounts of repeat copyright offenders and other users who infringe upon the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at info@prajnamedia.com
6. Links
For your convenience, we may provide links to various other Websites that may be of interest to you and for your convenience only. However, Prajna Media Group, Inc. does not control or endorse such Websites and is not responsible for their content nor is it responsible for the accuracy or reliability of any information, data, opinions, advice, or statements contained within such Websites. Please read the terms and conditions or terms of use policies of any other company or website you may link to from our website. These Terms of Use policy applies only to Prajna Media Group, Inc.’s website and the products and services Prajna Media Group, Inc. offers. If you decide to access any of the third party sites linked to this Website, you do so at your own risk. Prajna Media Group, Inc. reserves the right to terminate any link or linking program at any time. Prajna Media Group, Inc. disclaims all warranties, express and implied, as to the accuracy, validity, and legality or otherwise of any materials or information contained on such sites.
You may not post any links to third party sites. You may not link to this Website without Prajna Media Group, Inc.’s written permission. If you are interested in linking to this Website, please contact webmaster@prajnamedia.com.
7. No Unlawful Or Prohibited Use
As a condition of your use of the Website, you warrant to Prajna Media Group, Inc. that you will not use the Website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Website in any manner that could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
8. Spamming
Gathering email addresses from Prajna Media Group, Inc. through harvesting or automated means is prohibited. Posting or transmitting unauthorized or unsolicited advertising, promotional materials, or any other forms of solicitation to other users is prohibited. Inquiries regarding a commercial relationship with Prajna Media Group, Inc. should be directed to: webmaster@prajnamedia.com
9. No Warranties
THE WEBSITE, AND ANY CONTENT, ARE PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND WHETHER EXPRESS, STATUTORY OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, SYSTEMS INTEGRATION, ACCURACY, AND NON-INFRINGEMENT, ALL OF WHICH PRAJNA MEDIA GROUP, Inc. EXPRESSLY DISCLAIMS. PRAJNA MEDIA GROUP, Inc. DOES NOT ENDORSE AND MAKES NO WARRANTY AS TO THE ACCURACY, COMPLETENESS, CURRENCY, OR RELIABILITY OF THE CONTENT, AND PRAJNA MEDIA GROUP, Inc. WILL NOT BE LIABLE OR OTHERWISE RESPONSIBLE FOR ANY FAILURE OR DELAY IN UPDATING THE WEBSITE OR ANY CONTENT. WE HAVE NO DUTY TO UPDATE THE CONTENT OF THE WEBSITE. PRAJNA MEDIA GROUP, Inc. MAKES NO REPRESENTATIONS OR WARRANTIES THAT USE OF THE CONTENT WILL BE UNINTERRUPTED OR ERROR-FREE. YOU ARE RESPONSIBLE FOR ANY RESULTS OR OTHER CONSEQUENCES OF ACCESSING THE WEBSITE AND USING THE CONTENT, AND FOR TAKING ALL NECESSARY PRECAUTIONS TO ENSURE THAT ANY CONTENT YOU MAY ACCESS, DOWNLOAD OR OTHERWISE OBTAIN IS FREE OF VIRUSES OR ANY OTHER HARMFUL COMPONENTS. THIS WARRANTY DISCLAIMER MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY PRAJNA MEDIA GROUP, Inc. SOME STATES DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THE FOREGOING DISCLAIMER MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.
10. Governing Law, Location and Miscellaneous
These Terms of Use shall be governed in all respects by the laws of the State of Colorado, USA, without reference to its choice of law rules. If an applicable law is in conflict with any part of the Terms of Use, the Terms of Use will be deemed modified to conform to the law. The other provisions will not be affected by any such modification.
Prajna Media Group, Inc. controls and operates this site from its headquarters in the United States of America and makes no representations that the materials are appropriate or will be available for use in international locations. If you use this site from outside the United States of America, you are entirely responsible for compliance with applicable local laws, including but not limited to the export and import laws of other countries in relation to the materials and third-party content associated with this site.
11. Separate Agreements
You may have other agreements with Prajna Media Group, Inc. Those agreements are separate and in addition to these Terms of Use. These Terms of Use do not modify, revise or amend the terms of any other agreements you may have with Prajna Media Group, Inc.
12. DMCA Copyright Policy and Copyright Agent
Prajna Media Group, Inc. respects the intellectual property rights of others. If you believe something on this Site has infringed your intellectual property rights, please notify our agent and provide the following information:
(i) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
(ii) Identification of the copyrighted work claimed to have been infringed.
(iii) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled.
(iv) Address, telephone number, and, if available, an electronic mail address where we may contact you.
(v) A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
(vi) A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
The Site’s Copyright Agent can be reached at:Permissions
13. Minors
You must be at least 18 years old in order to participate on our Site. We will not knowingly collect personally identifiable information from anyone under the age of 18. You may not make use of the Site if such use violates any applicable law or regulation. You agree to abide by these restrictions and not to help anyone avoid these restrictions. You represent that you are at least 18 years of age or older.
Parental Control Provisions
Pursuant to 47 U.S.C. Section 230(d), as amended, we hereby notify you that parental control protections (such as computer hardware, software or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying current providers of such protections is available at the Web sites of the Electronic Frontier Foundation: http://www.eff.org and America Links Up: http://www.netparents.org.
14. No Professional and/or Personal Advice
The information available on the Website is intended to be a general information resource regarding the matters covered, and is not tailored to your specific circumstance. You should not construe this as legal, accounting or other professional advice. Your use of or reliance on any information provided on the Site is solely at your own risk. This Website is not intended for use by minors. YOU SHOULD EVALUATE ALL INFORMATION, OPINIONS AND ADVICE AVAILABLE ON THIS WEBSITE IN CONSULTATION WITH YOUR INSURANCE SPECIALIST, OR WITH YOUR LEGAL, TAX, FINANCIAL OR OTHER ADVISER, AS APPROPRIATE. WE NOR OUR PARTNERS OR ANY OF THEIR AFFILIATES, WILL BE HELD LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY OR ANY OTHER DAMAGES THAT MAY RESULT FROM USE/MATERIALS OF THIS SITE, INCLUDING BUT NOT LIMITED TO, ECONOMIC LOSS, INJURY, PERSONAL DISTRESS, ETC.
15. Submissions
All photos, text, images, data, or any other materials submitted to Prajna Media Group, Inc. (“Content”) become the sole and exclusive property of Prajna Media Group, Inc. and cannot be returned at any time. By submitting Content, you agree Prajna Media Group, Inc. may, but is not obligated to, use the Content in connection with the Site, in any way, in any medium, worldwide, in perpetuity. Prajna Media Group, Inc. has the right to use your Content on our site as well as for marketing purposes for an unlimited time frame. You agree that all Content that you submit or transmit are owned solely by you and that you assume total and exclusive responsibility and liability for the content thereof and the use thereof. Further, you warrant all Content is 100% original and does not violate the right of privacy or publicity of, or constitute a defamation against, any person or entity; that the Content will not infringe upon or violate the copyright or common law rights or any other rights of any person or entity; that there are and will be no encumbrances, liens, conditions or restrictions whatsoever upon or affecting such Content; and that you are at least 18 years of age and the person depicted in the Content. You also agree that you will not upload or post any Content that is or may be threatening, profane, harassing, defamatory, unlawful, vulgar, obscene, pornographic, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable, or which may give rise to civil or criminal liability under any applicable law. You agree to indemnify and hold Prajna Media Group, Inc. harmless of, from and against any liability, loss, damages, costs and expenses (including reasonable attorney’s fees) that may be alleged against or incurred by Prajna Media Group, Inc. arising out of any breach or failure of the warranties made herein and/or as a result of any and all claims by third parties or law authorities related in any manner to your Content or the use thereof regardless of whether or not Prajna Media Group, Inc. pre-screens your Content. Prajna Media Group, Inc. reserves the right to edit or remove Content in which violates or which they reasonably believe violates any of the foregoing provisions or any law.
You must be at least eighteen (18) years of age and you specifically represent that you are at least eighteen (18) years of age and that you have authority to submit Content to Prajna Media Group, Inc.
16. Users Disputes
You are solely responsible for your interactions with other users. Prajna Media Group, Inc. reserves the right, but has no obligation, to monitor disputes between you and other users.
17. User Submissions And Communications; Public Areas:
We welcome your comments about www.prajnamedia.com Site. However, we will not review or consider any unsolicited submissions, such as articles, photos, video clips, and/or graphics. We hope you will understand that the intent of this policy is to avoid the possibility of future misunderstandings in the event that projects developed by Prajna Media Group, Inc. appear to others to be similar to their own work. If, despite Prajna Media Group, Inc.’s request, you send us any unsolicited ideas, suggestions or material(s) (collectively, “Submission(s)”), such Submissions will become the property of Prajna Media Group, Inc. Prajna Media Group, Inc. is not obligated to keep any Submission confidential, and we will not be liable for any use or disclosure of any such Submission. We will exclusively own all known or later-existing rights to the Submissions worldwide and in perpetuity and will be entitled to the unrestricted use of the Submission for any purpose, without compensation to the provider of the Submission.
You acknowledge that you own, solely responsible or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate these Terms of Use and will not cause injury to any person or entity; and that you will indemnify Prajna Media Group, Inc. or its affiliates for all claims resulting from content you supply. You further acknowledge that the burden of determining whether any content posted or transmitted to the Site by you is protected by copyright or will otherwise violate the rights of any third party rests solely with you. Prajna Media Group, Inc. has the right to assert and enforce these provisions relating to the submission of content directly or on its own behalf.
If you make any submission to an area of the Website accessed or accessible by the public (“Public Area”) or if you submit any business information, idea, concept or invention to Prajna Media Group, Inc. by email, you automatically represent and warrant that the owner of such content or intellectual property has expressly granted Prajna Media Group, Inc. a royalty-free, perpetual, irrevocable, world-wide exclusive license to use, reproduce, create derivative works from, modify, publish, edit, translate, distribute, perform, and display the communication or content in any media or medium, or any form, format, or forum now known or hereafter developed. Prajna Media Group, Inc. may sublicense its rights through multiple tiers of sublicenses. If you wish to keep any business information, ideas, concepts or inventions private or proprietary, you must not submit them to the Public Areas or to Prajna Media Group, Inc. by email. We try to answer every email in a timely manner, but are not always able to do so.
If you are submitting something to a Third-Party Site that contains a submissions policy, please consult that site for its specific requirements.
Some of the forums (individual bulletin boards and posts on the social network, for instance) on the Website are not moderated or reviewed. Accordingly, users will be held directly and solely responsible for the content of messages that are posted. While not moderating the forums, the Site reviewer will periodically perform an administrative review for the purpose of deleting messages that are old, have received few responses, are off topic or irrelevant, serve as advertisements or seem otherwise inappropriate. Prajna Media Group, Inc. has full discretion to delete messages. Users are encouraged to read the specific forum rules displayed in each discussion forum first before participating in that forum.
Prajna Media Group, Inc. reserves the right (but is not obligated) to do any or all of the following:
(a) Record the dialogue in public chat rooms.
(b) Examine an allegation that a communication(s) do(es) not conform to the terms of this section and determine in its sole discretion to remove or request the removal of the communication(s).
(c) Remove communications that are abusive, illegal, or disruptive, or that otherwise fail to conform with these Terms of Use.
(d) Terminate a Member’s access to any or all Public Areas and/or the Prajna Media Group, Inc. Site upon any breach of these Terms of Use.
(e) Monitor, edit, or disclose any communication in the Public Areas.
(f) Edit or delete any communication(s) posted on the Prajna Media Group, Inc. Site, regardless of whether such communication(s) violate these standards.
Prajna Media Group, Inc. reserves the right to take any action it deems necessary to protect the personal safety of our guests or the public. Prajna Media Group, Inc. has no liability or responsibility to users of the Prajna Media Group, Inc. Website or any other person or entity for performance or nonperformance of the aforementioned activities.
18. Arbitration
Except as regarding any action seeking equitable relief, including without limitation for the purpose of protecting any Prajna Media Group, Inc. confidential information and/or intellectual property rights, any controversy or claim arising out of or relating to these Terms of Use or this Website shall be settled by binding arbitration in accordance with the commercial arbitration rules, in effect at the time the proceedings begin, of the American Arbitration Association. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party. The arbitration shall be held in Denver, Colorado USA.
All information relating to or disclosed by any party in connection with the arbitration of any disputes hereunder shall be treated by the parties, their representatives, and the arbitrator as proprietary business information. Any party or their respective representatives shall not disclose such information without the prior written authorization of the party furnishing such information. The arbitrator shall not disclose such information without the prior written authorization of all parties. Each party shall bear the burden of its own counsel fees incurred in connection with any arbitration proceedings.
If any provision of these Terms of Use is found unlawful, void or for any reason unenforceable, then that provision shall be severed from the remaining Terms of Use and will not affect the validity and enforceability of the remaining provisions, which shall remain in full force and effect. The Terms of Use constitute the entire agreement between you and us relating to the subject matter contained herein. Only our posting of changes to these Terms of Use may modify this agreement.
Any award by the arbitrator shall be the sole and exclusive remedy of the parties. The parties hereby waive all rights to judicial review of the arbitrator’s decision and any award contained therein.
In agreeing to arbitrate such disputes you agree to waive any rights to bring any civil action in any court regarding such disputes. The award rendered by the arbitrator shall be final and judgment may be entered into it in accordance with the applicable law in the Denver County Court in Denver, Colorado.
19. Limitation of Liability
YOUR USE OF THE CONTENT IS AT YOUR OWN RISK. PRAJNA MEDIA GROUP, INC. SPECIFICALLY DISCLAIMS ANY LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO, USE OF OR RELIANCE ON THE CONTENT (EVEN IF PRAJNA MEDIA GROUP, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES) OR THAT ARISE IN CONNECTION WITH MISTAKES OR OMISSIONS IN, OR DELAYS IN TRANSMISSION OF, INFORMATION TO OR FROM THE USER, ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION OR DELIVERY, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORDS, PROGRAMS OR FILES, INTERRUPTIONS IN TELECOMMUNICATIONS CONNECTIONS TO THE WEBSITE OR VIRUSES, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, THEFT OR DESTRUCTION OF, OR UNAUTHORIZED ACCESS TO THE WEBSITE OR THE CONTENT. THIS LIMITATION OF LIABILITY MAY BE DIFFERENT IN CONNECTION WITH SPECIFIC PRODUCTS AND SERVICES OFFERED BY PRAJNA MEDIA GROUP, INC. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY, SO THIS LIMITATION MAY NOT APPLY TO YOU.
20. Indemnity
You agree to defend, indemnify, and hold harmless Prajna Media Group, Inc., its officers, directors, employees, agents, licensors, suppliers, contractors, partners, assigns, successors-in-interest and its and their employees, from and against any and all claims, damages, obligations, losses, costs, debt, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, in connection with, or alleged to result from, your violation of these Terms of Use, any breach by you of these Terms of Use or any representation and warranty made by you herein, your use of materials or features available on the Site (except to the extent a claim is based upon infringement of a third-party right by materials created by us) or a violation by you of applicable law or any agreement or terms with a third-party to which you are subject.
21. Statute of Limitations
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to of the Site shall be filed within one (1) year after such claim or cause of action arose or be forever barred.
B. ADDITIONAL TERMS APPLICABLE ONLY TO REGISTERED USERS
22. Accounts And Security
Prajna Media Group, Inc. does not warrant that the functions contained in the service provided by the Website will be uninterrupted or error-free, that defects will be corrected or that this service or the server that makes it available will be free of viruses or other harmful components.
As part of the registration process, each user will select a password (“Password”) and Login Name (“Login Name”). You shall provide Prajna Media Group, Inc. with accurate, complete, and updated Account information. Failure to do so shall constitute a breach of this Terms of Use, which may result in immediate termination of your Account.
You may not:
(a) select or use a Login Name of another person with the intent to impersonate that person;
(b) use a name subject to the rights of any other person without authorization;
(c) use a Login Name that Website, in its sole discretion, deems inappropriate or offensive.
You shall notify Prajna Media Group, Inc. of any known or suspected unauthorized use(s) of your Account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of your password. You shall be responsible for maintaining the confidentiality of your password.
Any fraudulent, abusive, or otherwise illegal activity may be grounds for termination of your Account, at Prajna Media Group, Inc.’s sole discretion, and you may be reported to appropriate law-enforcement agencies.
Contact us: If you would like to request additional information regarding these Terms of Use, please contact us at info@prajnamedia.com